Representative Payee

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Representative Payee

  • Entity selected by SSA to receive and manage SSA benefits on behalf of a beneficiary that is:
    • under age 18, or
    • legally incapacitated, or
    • determined by SSA to be incapable of handling their money.
  • Preference for family and friends, but may be an organization;
    • Some authorized by SSA to charge a fee, lesser of 10% of the monthly benefit amount or $35.
  • Must use benefits for “current maintenance”
    • Food, clothing, shelter, medical care, and personal comfort items.
  • Save any money left after meeting the beneficiary's current needs in an interest bearing account or savings bonds;
  • Report any changes which could affect the beneficiary's eligibility for benefits or payment amount;
  • Keep records of all payments received and how they are spent and/or saved;
  • Provide benefit information to social service agencies or medical facilities that serve the beneficiary;
  • Help the beneficiary get medical treatment when necessary;
  • Notify SSA of any changes in your (the payee's) circumstances that would affect your performance or continuing as payee;
  • Complete written reports accounting for the use of funds; and
  • Return any payments to which the beneficiary is not entitled to SSA.
  • Beneficiaries have 60 days to appeal the decision to appoint a rep payee or the appointment of a particular payee.
  • If an individual wants a new payee, report problems to SSA or ask the person you want to fill out an application.
  • Transparency is important.
  • Beneficiaries or others can report problems: SSA will investigate all allegations of misuse.